Frequently Asked Questions
What happens when the driver's car insurance isn't enough to cover an accident victim's medical bills and injuries? My son suffered serious leg injury in a car accident in Massachusetts and his medical bills are well over $100,000. He is still being treated for his injury. What kind of legal options does he have if any?
A:
When your own liability insurance is inadequate in covering your son’s medical bills from his Massachusetts car accident you may have several alternative resources to obtain financial damages from.
There’s no arguing against your own insurance coverage, you are only allowed to claim up to the policy limits you agreed to. If your son’s insurance coverage isn’t enough to cover his medical expenses, you will need to look to alternate sources of coverage.
Check to see if your son or any member of your household has uninsured/underinsured motorist coverage on their policy. This coverage may be able to supplement your available compensation funds. Another option is to file a personal injury lawsuit against the other driver for your son’s Massachusetts car accident, but this may not result in much if they do not have any significant assets.
Your best course of action is to gather all the details of your own insurance coverages, both auto and health, and bring the details of your car accident case to an experienced Massachusetts personal injury lawyer. Your car accident attorney will review all the policies, as well as the information about the other driver, and determine the available sources of compensation to help you with your medical bills.
Call the Massachusetts personal injury lawyers at the Kiley Law Group for a FREE Consultation: 1-888-208-1695.
Before you hire a lawyer, or sign any insurance forms, get Thomas M. Kiley’s FREE Massachusetts car accidents book: 7 Mistakes That Can Wreck Your Massachusetts Accident Case.
