Massachusetts Personal Injury Library
Five Myths About Massachusetts Accident Claims
If you have been injured in a Massachusetts car accident which was caused due to another person's fault or negligence, you are entitled to pursue a personal injury case against the negligent party.
Whether you decide to do this with or without the expertise of a personal injury lawyer it is entirely up to you. In fact, many people avoid hiring an attorney because of common myths about accident injury cases. Beware of these myths as they might hurt your case and cost you a fair settlement.
Myth No. 1
If you write a letter to the insurance company, you will receive a fair settlement proposal.
The insurance company, like any other business, is there to make money. The goal of EVERY insurance company is to make a profit, so rest assured that the insurance company will train adjusters and will hire lawyers to ensure that you are paid as little as possible.
Myth No. 2
When the insurance company calls you after your Massachusetts accident and requests a recorded statement, you have to oblige, or they will not settle with you.
Do not be bullied by the insurance company. If you are not under oath in a legally sanctioned interview, then you don't have to provide any recorded statement. DO NOT make any formal statements to the insurance company until you get legal advice.
Myth No. 3
The other driver's insurance company is obligated to pay your medical bills.
Not necessarily. The defendant's insurance company is only obligated to pay your medical bills if:
- They fall under the guidelines of a policy; or,
- They are ordered to do so by a court of law.
Myth No. 4
If the accident wasn't your fault, there must be some insurance company that will pay your medical bills, lost wages and injuries.
Coverage for your medical bills, lost wages and other injury-related expenses depend on your or the other driver's insurance. If you do not have the right coverage for your injuries, and the defendant is uninsured or under-insured, no one is automatically obligated to pay your expenses.
Learn about the different types of auto insurance in Massachusetts.
Myth No. 5
Massachusetts juries are generous.
Due to propaganda campaigns waged by insurance companies, few juries are naturally generous to accident injury victims, even if they happen to be children.
Please do not let these myths deter you from seeking legal advice. Personal injury lawyers in Massachusetts work for contingency fees, which means that if they don't win your case, you don't have to pay them anything. No upfront costs.
If you have any questions about accident injury claims in Massachusetts, contact the experienced Boston accident injury lawyers at Kiley Law Group, LLC.
Call 888-208-1695 for a Free Consultation.
