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Top Car Accident Representation at Tom Kiley Personal Injury Lawyers
Every year there are over 37,000 fatalities, and as many as 2.35 million people suffering serious harm from auto accidents across the United States, according to the Association for Safe International Road Travel. Over half of all accident victims are between the ages of 15 and 44, but over 1,600 victims under the age of 15 die annually in car accidents.
These numbers represent an epidemic on American roadways, and when people are injured in car crashes it can turn their whole world upside down.
If you or a loved one has been injured in a car accident, you deserve to be compensated for the harm you’ve suffered. There’s more to your recovery however than just physical healing. Getting compensation in a personal injury case requires the right representation from a qualified personal injury lawyer and a little bit of knowledge and education.
What our clients say
“Tom Kiley, Jr. handled my auto accident case with a high level of professionalism and dedication. I am very happy with the outcome of my case and would not hesitate to use them again in the future or refer to friends and family. Thank you!” – Meaghan C.
Severe and Catastrophic Injuries
Distracted Driving Accidents
Drunk Driving Victims
Fatigued Driving Accidents
Bike and Pedestrian Accidents
MBTA/Transit Vehicle Accidents
SUV and Van Rollover Accidents
Uber and Lyft Accidents
Work-Related Traffic Accidents
Tour and Charter Vehicle Accidents
Government Vehicle Accidents
Winter Weather Accidents
Traffic Accidents Resulting in Wrongful Death
At the Kiley Law Group, we encourage car accident victims with serious injuries to contact an attorney before contacting their insurance companies. Even if your insurance company provides some compensation for medical expenses and other losses, it may not be enough to cover the true costs associated with a car accident. Even a minor traffic accident can inflict lasting physical injuries and psychological effects, so it’s in your best interest to contact an experienced personal injury law firm that understands these long-term effects to discuss your options. Back To Car Accident Basics
In fact, there are instances in which parties aside from drivers may be responsible for damages. These include, but are not limited to: crashes that involve semi-trucks or other commercial vehicles; MBTA vehicles; dangerous roadways; vehicle defects; private buses or tour vehicles; and government vehicles. The Kiley Law Group has more than three decades of experience effectively representing accident victims, and our attorneys will thoroughly investigate your case to assess liability and pursue the financial compensation you need to move forward. Back To Car Accident Basics
Broken and fractured bones
Spinal cord injuries
These injuries can result in long-term impairment and require expensive medical treatment and rehabilitation; some necessitate lifelong care. These injuries can also limit or eliminate an accident victim’s ability to work, support his or her family and save for the future. The lawyers at Kiley Law Group have extensive experience in cases involving catastrophic injuries, and we are dedicated to seeking the compensation that accident victims and their families need to cope with the full extent of their injuries. Back To Accident Cases
Texting is banned for all drivers
Novice drivers are banned from using cell phones (whether hands-free or hand-held)
Bus drivers are banned from using cell phones (whether hands-free or hand-held)
If you were in an accident in which the responsible driver was cited for distracted driving, that information can be used to establish negligence and pursue compensation. If you were hurt in an accident that you believe was caused by a driver inappropriately using a cell phone behind the wheel, our attorneys can investigate police reports, cell phone records and witness testimonies to strengthen your case. Back To Accident Cases
In addition to driver negligence, there are sometimes other factors involved in SUV and van crashes, including vehicle design or manufacturing defects. In cases of accidents involving the delivery or passenger vans, inadequate maintenance or improper loading may play roles. The Kiley Law Group has more than three decades of experience protecting the rights of accident injury victims, and we understand the nuances of complex accident cases like rollover crashes involving SUVs and vans. Back To Accident Cases
The lawyers at Kiley Law Group have extensive experience handling this complex type of case. These accidents may include vehicles owned and operated by government agencies (police, street maintenance, school buses) or government contractors such as road construction companies. In crashes involving government vehicles, it’s critical to discuss your situation with a skilled attorney as soon as possible; your time to file a claim is limited. Back To Accident Cases
While no amount of money can compensate for the loss of a loved one, a fair settlement can provide you and other family members with peace of mind as you move forward with your lives. The compassionate attorneys at the Kiley Law Group have extensive success in wrongful death cases related to car accidents, and we are here to help relieve some of the burden you feel in this difficult time. Back To Accident Cases
Do I Have to Answer the Other Driver’s Insurer’s Questions?Not without your lawyer present. You always have the right to refer anyone questioning you about your case, or requesting information like medical bills, to your attorney. In fact, you should be very careful about what information you provide the other insurer as they might be looking for reasons to deny your claim.
If I Don’t Feel Hurt, Should I See a Doctor?Yes. Any time you’re in a car accident you should get checked out. Some injuries could take days, weeks or even months to present symptoms, and seeing a doctor will not only help your case, it can help to treat injuries that could otherwise become disabling if not addressed quickly.
What is No-Fault Insurance?No-fault, or Personal Injury Protection (PIP) insurance, covers a portion of your injuries regardless of whose fault the accident was. In Massachusetts, this kind of coverage is mandatory, but may only cover a small percentage of the damages you suffer.
How Are Product Liability and Car Accidents Related?If your accident was caused by the failure of an important part in a vehicle due to that part being defective, you may be able to file a product liability claim against the manufacturer. Your attorney can provide you more information on whether this is a good road to take.
I Said Something at the Scene That I regret. Do I Still Have a Case?It’s not uncommon for someone to say something right after the accident, in the heat of the moment, that is inaccurate but reflects badly upon them. It’s also not uncommon for someone to be bullied into a decision they regret by an insurance representative. While this can make it harder to pursue your case, it doesn’t mean the end of the road. Contact the attorneys at the Kiley Law Group for help, no matter what may have happened thus far in your case, and let’s see what we can do to help. Back To Car Accident Basics
General damages involve less clear losses, such as pain and suffering, emotional trauma, loss of comfort and relationships, and other damage to your quality of life.To begin your personal injury claim, you’ll first need to value these figures, which your auto accident attorney can help you do. Your attorney will factor in the special damages of your case, and then apply a multiplier known as the damages and compensation formula to determine the value of your general damages.
This multiplier will be somewhere between 1 and 5 times the special damages and will be based on several factors including the severity of your accident, the level of disability you’ve suffered and other elements of your accident injury. This is how you will come to the initial settlement value you will demand from the other party or parties involved in your personal injury case.
The Role of the Insurance Company in Settling Your Accident Case
There will often be two insurance companies involved in settling your injury claim: yours and the other drivers. If there are more than two parties involved, each may have their own insurance carrier. There are a few ways insurance companies will come into play.
In Massachusetts, a no-fault state, you will file a claim for any accident with your insurance company. Usually, your insurer will then pursue claims against the other company, often with input and help from you and your accident attorney.
Each insurance company involved will have their own damages and compensation formula to apply to general damages. This will likely result in a much lower offer of settlement than your initial demand letter, which will challenge and refute your claims.
This leads to a back-and-forth series of negotiations between the insurance adjuster and your auto accident lawyer. Usually, these negotiations will arrive at an acceptable compromise where you’ll get a settlement that will cover your needs and everyone will be satisfied.
Limits to Insurance CoverageThere are certain limits, however, to how much the insurance company will pay out, regardless of how much the settlement’s value is determined to be. An insurance company will only pay out to the limits of a policy coverage. That means even if your case is worth $300,000, if the responsible party’s insurance has limits at $150,000, that’s the most the insurer will pay out.
While technically the other driver will still be responsible for the rest of that money, it can be difficult to collect if the money doesn’t exist. That’s why many people carry uninsured, underinsured or PIP coverage. PIP, or Personal Injury Protection, is also known as no-fault insurance and can be especially vital in a no-fault state like Massachusetts, where it allows you to collect necessary injury and lost wages damages while your claim progresses.