Slip-and-fall accidents can be traumatic and often lead to long-term physical injury. You may also face difficult decisions about how to handle your case and seek compensation. One of the first decisions you need to make is whether or not to go on record for the insurance company. What are the potential consequences of going on record? Are you legally required to go on record after a slip-and-fall accident?
The attorneys of Kiley Law Group understand how difficult it can be to negotiate with insurance companies. Our goal is to make seeking justice as easy as possible. We are committed to helping our clients recover the compensation they deserve. For more than three decades, our team has helped injured people recover over $1 billion in damages.
Our No Fee Until We Win guarantee means you will not have to pay us unless we win a settlement for you. To learn more about your legal options, schedule a free case review. Contact us at (888) 435-1321 or fill in our online contact form.
The Risk of Going on Record
A recorded statement is when an insurance adjuster records your answers to questions about the accident and your injuries. The adjuster will then use your statements to determine how much money the insurance company should pay for your claim.
Deciding whether or not to go on record for the insurance company after a slip-and-fall accident can have a major impact on your case. You should understand the potential consequences.
Going on record can mean that you give up certain rights. For example, you may be unable to pursue legal action against the party responsible for the accident if they have insurance coverage.
You should understand the type of information you may be asked to provide if you do decide to go on record. This could include details such as what happened leading up to the accident, how you were injured, and any medical treatment you received. Although this may seem straightforward, going on record without a legal advisor could endanger your claim.
Additionally, going on record means that an insurance company representative may contact your employer or other third parties to get additional information about your accident and injury. You need to weigh all of these factors carefully before making a decision.
Dealing with insurance companies while injured can be very stressful and frustrating. That is why you need an attorney willing to advocate for you when negotiating a settlement. To learn how the attorneys of Kiley Law Group can help you, schedule a free consultation. We are available 24/7 to assist you.
What Could Happen If You Go on Record?
Here are a few points to keep in mind if you are considering giving a recorded statement to the insurance company:
- The insurance adjuster is not on your side. The adjuster’s job is to save the insurance company money, not to get you the full compensation you deserve. The insurance adjuster may ask questions intended to get any information that can be used to deny or reduce your claim.
- The statement can be used against you in court if you decide to file a lawsuit. You may not be fully aware of all the facts yet, and it is possible that the statement could contain inaccuracies or omissions that could be used against you later. Even if you accidentally say something that is not true, the insurance company can use it to deny your claim or reduce the amount they are willing to pay.
- You are not legally required to go on record. You may feel pressured to give a statement because the insurance company has asked for one. Remember, you do not have to provide one if you do not want to.
Only you can decide whether or not to give a recorded statement, so you need to consider all the facts before making a decision. Seek the advice of an experienced slip and fall attorney who can advise you on the best way to proceed with your claim.
What to Do Immediately After a Slip-and-Fall Accident
After a slip-and-fall accident, there are some steps you should take immediately afterward in order to ensure that your rights are protected:
- Seek medical attention for your injuries, even if they seem minor. This will create a record of your injuries in the event that they worsen later on.
- Gather evidence. Take photos of the scene of the accident and any visible injuries you have sustained. These can serve as evidence in the event that you need to file a personal injury claim.
- Get witness statements. Get the contact information for any witnesses who saw the accident occur. Their testimony can be crucial in establishing liability.
- Find a reliable lawyer. Contact the personal injury attorneys of Kiley Law Group before going on record. Our team can help you navigate the legal process and fight for the compensation you deserve.
- Do not speak to the insurance company without your lawyer. You may feel pressured to give a statement out of fear of appearing guilty or dishonest. Adjusters may try repeatedly to get a statement from you. Remember, though, that you are not legally required to give a statement.
- Do not discuss the case with anyone. To help your claim, you should not discuss the incident with anyone other than your attorney. Do not discuss facts about the case online or on social media.
What If the Insurance Company Denies Your Claim?
If the insurance company denies your claim, you may still be able to recover damages by filing a third-party personal injury lawsuit. If you feel that the insurance company is not being fair in its decision to deny your claim, it may be worth appealing their decision. In some cases, a mediator may be needed to help come to a resolution that both parties can accept.
Having a Kiley Law Group attorney by your side will ensure that your rights are protected throughout the process. Your legal team can help you file an appeal and review all of the evidence to determine whether or not the denial was unjustified.
A Lawyer Can Help You Handle the Insurance Companies
So should you go on record for the insurance company? While it is certainly understandable to want to handle the insurance companies on your own, there are many benefits to working with a lawyer.
Hire a lawyer because:
- Your lawyer can help you navigate the complex world of insurance claims. An attorney can help protect your rights if the insurance company attempts to lowball you or deny your claim altogether.
- A lawyer can provide invaluable legal advice during the process. It is a good idea to consult with a lawyer before talking to the insurance companies. The right attorney can help you understand your rights and obligations under the law.
- Your lawyer can represent you in court. Your attorney can advise you on how to best handle any disputes that arise with the insurance company and can pursue your case in court if necessary.
Insurance companies do not have your best interest at heart. It is best to avoid speaking to the insurance companies unless you have an attorney representing you. This makes it easier to protect your rights and seek a proper financial settlement. Ultimately, the decision of whether or not to work with a lawyer is up to you.
Contact Kiley Law Group Before Speaking to the Insurance Companies
After a slip-and-fall accident, the decision of whether to go on record for the insurance company is a very personal one. It is important to understand your legal rights before choosing the option for you. Of course, it is up to you to decide what course of action will be best in light of all the facts available.
At Kiley Law Group, we understand how stressful handling insurance negotiations can be after a slip-and-fall accident. Insurance companies are self-serving and notorious for offering low and unfair settlements. We have empathy for your cause. Our attorneys have decades of experience in handling insurance companies and will fight for your rights every step of the way.
Over the years, we have recovered over $1 billion dollars for our clients. Although no specific result can be guaranteed, we have a proven track record of aggressively fighting for the rights of our clients. No matter what kind of slip-and-fall accident you have experienced, our team is here to help. Click here to read how some of our previous clients have benefited from our services.
After you or someone you love has been injured in a slip-and-fall accident, contact the attorneys of Kiley Law Group today. With our No Fee Until We Win guarantee, you won’t have to pay us anything unless we win a settlement for you. To schedule a free consultation with one of our experienced attorneys, call (888) 435-1321 or fill in our online contact form.